TIAA-CREF Lifecycle Index 2050 Fund

Shareclass
TIAA-CREF Lifecycle Index 2050 Instl (TLLIX)
Type
Open-end mutual fund
Deforestation grade: Fund is invested in deforestation-risk agricultural commodity producer/traders, above the threshold of 0.5% and below 1.5%. Assigned a grade of D.
How we track deforestation-risk investments
D
12.14%
INVESTED IN DEFORESTATION-RISK COMPANIES
producers
AGRIBUSINESS
deforestation-risk producers and traders of palm oil, paper/pulp, rubber, timber, cattle, and soy
banks
BANKS AND LENDERS
that finance deforestation-risk agribusiness producers via lending and underwriting
consumers
MAJOR CONSUMER BRANDS
that use deforestation-risk agribusiness commodities in products
200
holdings flagged
12%
of assets flagged
This fund contains
 $694.13 MILLION invested 
in holdings flagged for deforestation risk
Along with its subsidiary Nuveen, TIAA is one of the largest pension funds in the U.S. Despite its reputation for social responsibility, TIAA is also one of the world's largest investors in fossil fuels and agribusiness, and the largest investor of farmland in the world, with almost 2 million acres of farmland on four continents worth as much as $10 billion. But TIAA's agribusiness investments and farmland deals are causing more harm than it lets on. These deals are driving land grabs, deforestation, and human rights violations, and they're squeezing out family farmers and rural communities. Demand that TIAA stop buying farmland and institute a No Deforestation Policy!
Sign the petition
producers
Commodity producers
47 holdings
0.63% of assets
$36.2 MILLION invested
banks
Banks and lenders
36 holdings
2.77% of assets
$158.38 MILLION invested
consumers
Major consumer brands
132 holdings
8.99% of assets
$514.24 MILLION invested
Commodity producers
Commodity producers
47 HOLDINGS
Companies that produce and trade palm oil, paper/pulp, rubber, timber, cattle, and soy, and have a past record or a significant risk of contributing to deforestation, land grabbing, and human rights abuses. Investing in any of these companies assigns a fund a grade of C if total producer exposure is below the threshold of 0.5%; a grade of D if below 1.5%; and a grade of F if above 1.5%.
47 HOLDINGS
  • % of portfolio
    $ invested
  • 1. Glencore PLC
    Soy producerPalm oil producer
    0.08%0.08% of portfolio
    $4.79M$4.79M invested
    Soy producerPalm oil producer
  • 2. Mitsubishi Corp
    Palm oil producer
    0.07%0.07% of portfolio
    $4.17M$4.17M invested
    Palm oil producer
  • 3. ITOCHU Corp
    Timber producerRubber producerPaper/pulp producerPalm oil producer
    0.06%0.06% of portfolio
    $3.67M$3.67M invested
    Timber producerRubber producerPaper/pulp producerPalm oil producer
  • 4. Archer-Daniels Midland Co
    Soy producerPalm oil producer
    0.05%0.05% of portfolio
    $2.8M$2.8M invested
    Soy producerPalm oil producer
  • 5. POSCO Holdings Inc
    Palm oil producer
    0.04%0.04% of portfolio
    $2.03M$2.03M invested
    Palm oil producer
View next 5
Banks and lenders
Banks and lenders
36 HOLDINGS
Financial institutions directly and indirectly involved in underwriting and lending to deforestation-risk producers and traders. Investing in any of these companies assigns a fund a grade of B (assuming there are no investments in producers).
36 HOLDINGS
  • % of portfolio
    $ invested
  • 1. JPMorgan Chase & Co
    0.62%0.62% of portfolio
    $35.32M$35.32M invested
  • 2. Bank of America Corp
    0.29%0.29% of portfolio
    $16.73M$16.73M invested
  • 3. HSBC Holdings PLC
    0.21%0.21% of portfolio
    $11.98M$11.98M invested
  • 4. Commonwealth Bank of Australia
    0.17%0.17% of portfolio
    $9.71M$9.71M invested
  • 5. Morgan Stanley
    0.14%0.14% of portfolio
    $8.02M$8.02M invested
View next 5
Major consumer brands
Major consumer brands
132 HOLDINGS
Consumer goods retailers that source palm oil, paper/pulp, rubber, timber, cattle, and soy from deforestation-risk producers and traders and sell it to consumers worldwide. Investing in any of these companies assigns a fund a grade of B (assuming there are no investments in producers).
132 HOLDINGS
  • % of portfolio
    $ invested
  • 1. Amazon.com Inc
    Soy major consumer brandCattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
    1.72%1.72% of portfolio
    $98.34M$98.34M invested
    Soy major consumer brandCattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
  • 2. Johnson & Johnson
    Paper/pulp major consumer brandPalm oil major consumer brand
    0.47%0.47% of portfolio
    $27.11M$27.11M invested
    Paper/pulp major consumer brandPalm oil major consumer brand
  • 3. The Home Depot Inc
    Cattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brand
    0.43%0.43% of portfolio
    $24.89M$24.89M invested
    Cattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brand
  • 4. Procter & Gamble Co
    Paper/pulp major consumer brandPalm oil major consumer brand
    0.43%0.43% of portfolio
    $24.75M$24.75M invested
    Paper/pulp major consumer brandPalm oil major consumer brand
  • 5. Nestle SA
    Soy major consumer brandCattle major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
    0.41%0.41% of portfolio
    $23.52M$23.52M invested
    Soy major consumer brandCattle major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
View next 5
View more info
DATA AS OF 31 Jan 2024
Financial performance
Performance data provided byMorningstarFind more financial data on TLLIX at Morningstar.com
Current fund
TLLIX
TIAA-CREF Lifecycle Index 2050 Fund
Family
TIAA Investments/Nuveen
Category
Target-Date 2050
vs.
Benchmark
IVV
iShares Core S&P 500 ETF
Family
iShares from BlackRock
Category
Large Blend
Fund comparison settings
Investment timeline
Performance as of: 2/29/24
1 year
3 years
5 years
10 years
Benchmark
Suggested: Not available
IVV - iShares Core S&P 500 ETF
Fund comparison results
Compared to the benchmark, this fund has:
Lower 10-yr returns 
-3.85% less in annualized returns
More invested in commodity producers 
0.42% more invested
More invested in banks and lenders 
0.46% more invested
Less invested in major consumer brands 
3.34% less invested
Current fund
TLLIX
TIAA-CREF Lifecycle Index 2050 Fund
Family
TIAA Investments/Nuveen
Category
Target-Date 2050
vs.
Benchmark
IVV
iShares Core S&P 500 ETF
Family
iShares from BlackRock
Category
Large Blend
Fund comparison settings
Investment timeline
Performance as of: 2/29/24
1 year
3 years
5 years
10 years
Benchmark
Suggested: Not available
IVV - iShares Core S&P 500 ETF
Fund comparison results
Compared to the benchmark, this fund has:
Lower 10-yr returns 
-3.85% less in annualized returns
More invested in commodity producers 
0.42% more invested
More invested in banks and lenders 
0.46% more invested
Less invested in major consumer brands 
3.34% less invested
Current fund
TLLIX
TIAA-CREF Lifecycle Index 2050 Fund
Family
TIAA Investments/Nuveen
Category
Target-Date 2050
vs.
Benchmark
IVV
iShares Core S&P 500 ETF
Family
iShares from BlackRock
Category
Large Blend
Fund comparison settings
Investment timeline
Performance as of: 2/29/24
1 year
3 years
5 years
10 years
Benchmark
Suggested: Not available
IVV - iShares Core S&P 500 ETF
Fund comparison results
Compared to the benchmark, this fund has:
Lower 10-yr returns 
-3.85% less in annualized returns
More invested in commodity producers 
0.42% more invested
More invested in banks and lenders 
0.46% more invested
Less invested in major consumer brands 
3.34% less invested
Month-end trailing returns  
Annualized returns
Deforestation analysis
1-yr
3-yr
5-yr
10-yr
Commodity producers
This fund
TLLIX - TIAA-CREF Lifecycle Index 2050 Fund
21%
5.94%
10%
8.81%
0.63% 
Benchmark
IVV - iShares Core S&P 500 ETF
30%
12%
15%
13%
0.21% 
Fund compared to benchmark
 
-9.58%
-5.93%
-4.55%
-3.85%
0.42%  higher
Find more financial data on TLLIX at Morningstar.com
Take Action
Call on U.S. investment firms to implement Deforestation and Land Grab-Free investment policies.
Find top-graded funds that avoid deforestation-risk investments.
Use Fossil Free Funds to check this fund's fossil fuel investments and carbon footprint.
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