Vanguard Target Retirement 2050 Fund

Shareclass
Vanguard Target Retirement 2050 Fund (VFIFX)
Type
Open-end mutual fund
Manager
Target date
Vanguard Target Retirement Series
Deforestation grade: Fund is invested in deforestation-risk agricultural commodity producer/traders, above the threshold of 0.5% and below 1.5%. Assigned a grade of D.
How we track deforestation-risk investments
D
10.96%
INVESTED IN DEFORESTATION-RISK COMPANIES
producers
AGRIBUSINESS
deforestation-risk producers and traders of palm oil, paper/pulp, rubber, timber, cattle, and soy
banks
BANKS AND LENDERS
that finance deforestation-risk agribusiness producers via lending and underwriting
consumers
MAJOR CONSUMER BRANDS
that use deforestation-risk agribusiness commodities in products
262
holdings flagged
11%
of assets flagged
This fund contains
 $8.49 BILLION invested 
in holdings flagged for deforestation risk
Vanguard holds hundreds of millions of dollars in shares in the agribusiness companies most responsible for devastating our rainforests. Vanguard's continued financing of the world's worst deforesters exposes Vanguard and its clients to reputational and financial risk - and Vanguard has no policy in place to stop the destruction. Tell Vanguard to adopt a No Deforestation Policy!
Sign the petition
producers
Commodity producers
78 holdings
0.59% of assets
$463.1 MILLION invested
banks
Banks and lenders
41 holdings
2.61% of assets
$2.07 BILLION invested
consumers
Major consumer brands
163 holdings
7.76% of assets
$6.14 BILLION invested
Commodity producers
Commodity producers
78 HOLDINGS
Companies that produce and trade palm oil, paper/pulp, rubber, timber, cattle, and soy, and have a past record or a significant risk of contributing to deforestation, land grabbing, and human rights abuses. Investing in any of these companies assigns a fund a grade of C if total producer exposure is below the threshold of 0.5%; a grade of D if below 1.5%; and a grade of F if above 1.5%.
78 HOLDINGS
  • % of portfolio
    $ invested
  • 1. Mitsubishi Corp
    Palm oil producer
    0.09%0.09% of portfolio
    $69.73M$69.73M invested
    Palm oil producer
  • 2. ITOCHU Corp
    Timber producerRubber producerPaper/pulp producerPalm oil producer
    0.08%0.08% of portfolio
    $61.15M$61.15M invested
    Timber producerRubber producerPaper/pulp producerPalm oil producer
  • 3. Glencore PLC
    Soy producerPalm oil producer
    0.07%0.07% of portfolio
    $58.32M$58.32M invested
    Soy producerPalm oil producer
  • 4. Marubeni Corp
    Timber producerRubber producerPaper/pulp producer
    0.03%0.03% of portfolio
    $21.93M$21.93M invested
    Timber producerRubber producerPaper/pulp producer
  • 5. Archer-Daniels Midland Co
    Soy producerPalm oil producer
    0.03%0.03% of portfolio
    $21.35M$21.35M invested
    Soy producerPalm oil producer
View next 5
Banks and lenders
Banks and lenders
41 HOLDINGS
Financial institutions directly and indirectly involved in underwriting and lending to deforestation-risk producers and traders. Investing in any of these companies assigns a fund a grade of B (assuming there are no investments in producers).
41 HOLDINGS
  • % of portfolio
    $ invested
  • 1. JPMorgan Chase & Co
    0.57%0.57% of portfolio
    $448.64M$448.64M invested
  • 2. Bank of America Corp
    0.26%0.26% of portfolio
    $207.22M$207.22M invested
  • 3. HSBC Holdings PLC
    0.18%0.18% of portfolio
    $139.23M$139.23M invested
  • 4. Commonwealth Bank of Australia
    0.17%0.17% of portfolio
    $130.86M$130.86M invested
  • 5. Mitsubishi UFJ Financial Group Inc
    0.12%0.12% of portfolio
    $97.42M$97.42M invested
View next 5
Major consumer brands
Major consumer brands
163 HOLDINGS
Consumer goods retailers that source palm oil, paper/pulp, rubber, timber, cattle, and soy from deforestation-risk producers and traders and sell it to consumers worldwide. Investing in any of these companies assigns a fund a grade of B (assuming there are no investments in producers).
163 HOLDINGS
  • % of portfolio
    $ invested
  • 1. Amazon.com Inc
    Soy major consumer brandCattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
    1.66%1.66% of portfolio
    $1.32B$1.32B invested
    Soy major consumer brandCattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
  • 2. Procter & Gamble Co
    Paper/pulp major consumer brandPalm oil major consumer brand
    0.38%0.38% of portfolio
    $304.35M$304.35M invested
    Paper/pulp major consumer brandPalm oil major consumer brand
  • 3. The Home Depot Inc
    Cattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brand
    0.38%0.38% of portfolio
    $300.97M$300.97M invested
    Cattle major consumer brandTimber major consumer brandRubber major consumer brandPaper/pulp major consumer brand
  • 4. Costco Wholesale Corp
    Soy major consumer brandCattle major consumer brandTimber major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
    0.37%0.37% of portfolio
    $293.89M$293.89M invested
    Soy major consumer brandCattle major consumer brandTimber major consumer brandPaper/pulp major consumer brandPalm oil major consumer brand
  • 5. Johnson & Johnson
    Paper/pulp major consumer brandPalm oil major consumer brand
    0.37%0.37% of portfolio
    $291.77M$291.77M invested
    Paper/pulp major consumer brandPalm oil major consumer brand
View next 5
View more info
DATA AS OF 30 Sep 2024
Financial performance
Performance data provided byMorningstarFind more financial data on VFIFX at Morningstar.com
Current fund
VFIFX
Vanguard Target Retirement 2050 Fund
Family
Vanguard
Category
Target-Date 2050
vs.
Benchmark
IVV
iShares Core S&P 500 ETF
Family
iShares from BlackRock
Category
Large Blend
Fund comparison settings
Investment timeline
Performance as of: 10/31/24
1 year
3 years
5 years
10 years
Benchmark
Suggested: Not available
IVV - iShares Core S&P 500 ETF
Fund comparison results
Compared to the benchmark, this fund has:
Lower 10-yr returns 
-4.28% less in annualized returns
More invested in commodity producers 
0.41% more invested
More invested in banks and lenders 
0.17% more invested
Less invested in major consumer brands 
3.73% less invested
Current fund
VFIFX
Vanguard Target Retirement 2050 Fund
Family
Vanguard
Category
Target-Date 2050
vs.
Benchmark
IVV
iShares Core S&P 500 ETF
Family
iShares from BlackRock
Category
Large Blend
Fund comparison settings
Investment timeline
Performance as of: 10/31/24
1 year
3 years
5 years
10 years
Benchmark
Suggested: Not available
IVV - iShares Core S&P 500 ETF
Fund comparison results
Compared to the benchmark, this fund has:
Lower 10-yr returns 
-4.28% less in annualized returns
More invested in commodity producers 
0.41% more invested
More invested in banks and lenders 
0.17% more invested
Less invested in major consumer brands 
3.73% less invested
Current fund
VFIFX
Vanguard Target Retirement 2050 Fund
Family
Vanguard
Category
Target-Date 2050
vs.
Benchmark
IVV
iShares Core S&P 500 ETF
Family
iShares from BlackRock
Category
Large Blend
Fund comparison settings
Investment timeline
Performance as of: 10/31/24
1 year
3 years
5 years
10 years
Benchmark
Suggested: Not available
IVV - iShares Core S&P 500 ETF
Fund comparison results
Compared to the benchmark, this fund has:
Lower 10-yr returns 
-4.28% less in annualized returns
More invested in commodity producers 
0.41% more invested
More invested in banks and lenders 
0.17% more invested
Less invested in major consumer brands 
3.73% less invested
Month-end trailing returns  
Annualized returns
Deforestation analysis
1-yr
3-yr
5-yr
10-yr
Commodity producers
This fund
VFIFX - Vanguard Target Retirement 2050 Fund
30%
4.45%
10%
8.68%
0.59% 
Benchmark
IVV - iShares Core S&P 500 ETF
38%
9.05%
15%
13%
0.17% 
Fund compared to benchmark
 
-8.39%
-4.61%
-5.21%
-4.28%
0.41%  higher
Find more financial data on VFIFX at Morningstar.com
Take Action
Call on U.S. investment firms to implement Deforestation and Land Grab-Free investment policies.
Find top-graded funds that avoid deforestation-risk investments.
Use Fossil Free Funds to check this fund's fossil fuel investments and carbon footprint.
More from Invest Your Values
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