Franklin LifeSmart 2050 Retirement Target Fund - Franklin Templeton

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Franklin LifeSmart 2050 Retirement Target Fund Advisor Class (FLSOX)

Type

Open-end mutual fund

Manager

Franklin Templeton

Filing

NPORT filing 31 Dec 2025

Target date

Franklin LifeSmart Retirement Target Fund - Franklin Templeton

Deforestation grade: Fund is invested in deforestation-risk agricultural commodity producer/traders, below the threshold of 0.5%. Assigned a grade of C.
How we track deforestation-risk investments

9.39%

INVESTED IN DEFORESTATION-RISK COMPANIES

AGRIBUSINESS

deforestation-risk producers and traders of palm oil, paper/pulp, rubber, timber, cattle, and soy

BANKS AND LENDERS

that finance deforestation-risk agribusiness producers via lending and underwriting

MAJOR CONSUMER BRANDS

that use deforestation-risk agribusiness commodities in products

153

holdings flagged

9.39%

of assets flagged

This fund contains

$6.21 MILLION invested

in holdings flagged for deforestation risk

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Commodity producers

32 holdings

0.34% of assets

$226,485 invested

Banks and lenders

24 holdings

2.77% of assets

$1.83 MILLION invested

Major consumer brands

108 holdings

6.48% of assets

$4.29 MILLION invested

Commodity producers

32 HOLDINGS

Companies that produce and trade palm oil, paper/pulp, rubber, timber, cattle, and soy, and have a past record or a significant risk of contributing to deforestation, land grabbing, and human rights abuses. Investing in any of these companies assigns a fund a grade of C if total producer exposure is below the threshold of 0.5%; a grade of D if below 1.5%; and a grade of F if above 1.5%.

32 HOLDINGS

% of portfolio
$ invested
1. Archer-Daniels-Midland Co
0.12%0.12% of portfolio
$81,019$81,019 invested
2. LG Corp
0.07%0.07% of portfolio
$47,022$47,022 invested
3. WH Group Ltd
0.05%0.05% of portfolio
$36,026$36,026 invested
4. Astra International Tbk PT
0.02%0.02% of portfolio
$14,265$14,265 invested
5. Charoen Pokphand Foods PCL
0.01%0.01% of portfolio
$9,317$9,317 invested

View next 5

Banks and lenders

24 HOLDINGS

Financial institutions directly and indirectly involved in underwriting and lending to deforestation-risk producers and traders. Investing in any of these companies assigns a fund a grade of B (assuming there are no investments in producers).

24 HOLDINGS

% of portfolio
$ invested
1. JPMorgan Chase & Co
0.48%0.48% of portfolio
$318,983$318,983 invested
2. HSBC Holdings PLC
0.35%0.35% of portfolio
$233,663$233,663 invested
3. ING Groep NV
0.27%0.27% of portfolio
$177,973$177,973 invested
4. Standard Chartered PLC
0.25%0.25% of portfolio
$167,694$167,694 invested
5. Citigroup Inc
0.25%0.25% of portfolio
$166,034$166,034 invested

View next 5

Major consumer brands

108 HOLDINGS

Consumer goods retailers that source palm oil, paper/pulp, rubber, timber, cattle, and soy from deforestation-risk producers and traders and sell it to consumers worldwide. Investing in any of these companies assigns a fund a grade of B (assuming there are no investments in producers).

108 HOLDINGS

% of portfolio
$ invested
1. Amazon.com Inc
1.9%1.9% of portfolio
$1.26M$1.26M invested
2. Johnson & Johnson
0.3%0.3% of portfolio
$196,100$196,100 invested
3. Nestle SA
0.29%0.29% of portfolio
$194,287$194,287 invested
4. Unilever PLC
0.24%0.24% of portfolio
$158,153$158,153 invested
5. Shell PLC
0.23%0.23% of portfolio
$153,266$153,266 invested

View next 5

View more info

DATA AS OF 31 Dec 2025

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Sustainability report card

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Franklin LifeSmart 2050 Retirement Target Fund - Franklin Templeton FLSOX

Environment

Fossil fuels

Coal/oil/gas energy, fossil-fired utilities, related financial companies

Deforestation

Deforestation-risk agriculture, related financial companies, consumer brands

Social

Gender equality

Gender equality scorecard group ranking

N/A

Diversity disclosures

Diversity disclosures scorecard group ranking

N/A

Racial justice

Racial justice scorecard group ranking

N/A

LGBTQ+ equity

LGBTQ+ equity scorecard group ranking

N/A

Civilian firearms

Civilian firearms manufacturers, related gun retailers

Prison industrial complex

Prisons and borders industry, including private prison operators

Military weapons

Military arms manufacturers, including nuclear weapons, controversial weapons

Tobacco

Tobacco companies, and tobacco-promoting entertainment companies

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